Catch Tunic Pay at the Global Anti-Scam Summit America, San Francisco, 2 to 3 Sept
& at FinovateFall, New York, 9 to 11 Sept
Break the spell of scams.
Accelerate genuine payments.

Tunic Pay combines the right data, user journeys, and intelligence to give banks the full context on every transaction.
By already working with the UK's leading banks, we enable real-time insights to power better decisions. Built for all typologies, Tunic Pay helps teams flag scams early, clear genuine payments instantly, and stop fraud before customers feel the impact.
Prevent losses. Empower your ops team. Deliver trust, together.
Winner · 2026
Best Use of AI in Fintech
Fintech Awards London: for our multi-agent approach to stopping fraud at the point of payment.
Winner · 2026
Fintech Start-Up of the Year
Fintech Awards London: a double win on the night.
Winner · 2026
The Future of Fraud: Live Pitch Arena
Fraud Leaders' Summit UK, voted the winning pitch live by a room of fraud leaders.
Winner (Silver) · 2025
The Money Awards, Startup
Money20/20, Las Vegas, recognised on the global stage among the year's standout startups.
The work, recognised
We build for the moment nothing happens, the payment that quietly did not leave the account. Every so often, the industry notices too.
also recognised...
Fraud prevention beats fraud detection
Our suite of products have been tailored to each step of the payment journey.
Verify
before making the payment
Something feels off?
We help your customers spot scams before they become a threat.
Prevent
with intelligent decisioning
Payment in motion?
We flag risk without blocking
what’s real.
Investigate
for a swift resolution
A threat’s unfolding?
We give your fraud investigators the insights to respond with confidence.
Trust, upgraded
Real-time payments shouldn't mean real-time fraud.
People deserve a financial system that keeps pace with modern life: fast, connected, and secure. But too often, the speed of money has outstripped the safety of the rails it moves on. For many, payments today feel either scammy or painfully slow —surrounded by loud warnings that flag risks everywhere but offer no protection. At Tunic Pay, we’re building the trust infrastructure of the digital economy. That means stopping scams before they reach you, reinforcing confidence in every transaction, and giving people the freedom to pay without fear. Behind every intercepted scam is someone's rent, a small business making payroll, a student striving to learn. And beneath it all: our belief in each other. We bring deep expertise in underwriting and real-time risk assessment, using AI to make smarter, faster decisions at scale. We are partnered with some of the largest UK banks. In the end, it’s not just about blocking fraud—it’s about making trust the default.

























